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Mr Lender is a creditor which are known to support debt help for money owed to Mr Lender please contact us by clicking Get Started for Free above.
Do you need help with Mr Lender?
Are you receiving letters from Mr Lender? Are they sending letters to your home address or your place of business? Do Mr Lender send you text messages or bombard your home phone and your mobile phone with calls at all different times of day? You may even notice that Mr Lender call you from a number of different phone numbers, some may even display as local phone numbers to where you live.
Will Mr Lender come to my house to collect debts?
Mr Lender may have appointed field agents to make home visits to discuss the alleged debt. These visits can be very distressing not only for the person who is the named debtor, but for the entire family. These methods can have a detrimental effect to your mental and physical health, and to the people around you.
These are all very common tactics which Mr Lender use to get in touch with the people who owe them money. Without appointing a debt company to represent you, this may continue.
As a long-established independent debt website, we have a vast experience of dealing with creditors such as Mr Lender. We understand the tactics that they use, and we can work with you to get them to stop.
How will Mr Lender chase me if I don’t pay?
Creditors such as Mr Lender use computer systems (often known as customer relationship management systems) to keep on top of their debtors. They often follow a debt process which will make them the most profit. These methods are often seen as aggressive and you may have seen documentaries and news articles criticising the heavy-handed nature of debt collectors and bailiffs. Although the Government have come some way to reduce their powers, the main tactic continues: intimidation.
The first point of contact which Mr Lender may use will be an introductory phone call and letter. This is to set out their pre-action protocol. You will usually receive (in writing) a letter explaining the total amount of debt owed, any charges/penalties which may have been accrued and a tight deadline for you to repay the debt in full. The letter will usually mention what steps will happen if you do not pay the debt in full. These steps are usually:
- A home visit
- A county court judgement (CCJ), issued by Mr Lender if you fail to repay the debt within this tight deadline
- A threat of bankruptcy (usually if the debt is over £750)
Letters like this are very standard with every credit provider and not just Mr Lender. It is important to not take these letters personally. There is help at hand, but you should act quickly.
Mr Lender may be persistent with phone calls. Phone calls are an effective method of collection for creditors as they recruit advisors who are experienced in applying pressure (to sometimes vulnerable) customers. The main phone number that Mr Lender will call from is . But as we said previously in this page, Mr Lender may regularly use different numbers to call you from which are not usually advertised. This is so they get a higher success rate (contact rate) when calling debtors. If you do receive a call or like this from Mr Lender, it is important to keep calm and level-headed.
If you have been contacted by Mr Lender, contact us immediately and we will try to deal with them on your behalf.
How can we help?
When you first contact us, you will notice that all of our employees are vastly experienced in dealing with creditors such as Mr Lender. As one of the largest debt websites in the United Kingdom, we pride ourselves in dealing with a high amount of debt related queries in an empathetic, effective and speedy fashion.
We request reviews from every single customer who we help, some of them have given very detailed feedback on how we have helped them and how it has completely changed their lives (in a very short space of time). So please check out these reviews and see for yourself!
We deal with a variety of debt solutions and a wide range of debt companies. This means that you will always find the best debt solution for yourself, without exception. As we are not tied to any one particular company, we can work hard to ensure you repay the very minimum that you need to.
What rights do I have against Mr Lender?
As a citizen of the United Kingdom, you are given certain rights to protect you and your family’s wellbeing.
- Mr Lender can not harass you. They contact you as many times as they want as long as this is ‘reasonable’. This does not have any solid definition but be assured that this means that you should not feel harassed by Mr Lender. You cannot use this as a defence to avoid repaying your debt. You can ask that Mr Lender only contact you in writing, but if you do this you must make sure that you are responsive to these letters.
- Mr Lender cannot speak to your family, friends or neighbours about your debts. This is in line with UK data protection laws.
- Mr Lender cannot pretend that they have powers which they do not possess. In the past creditors have used documents which look like official court document. A law has passed to prevent this happening now.
- Mr Lender cannot be threatening, abusive or tell lies to collect debts.
If you are worried about Mr Lender, you should contact us immediately by calling the number on top of this page, or by clicking “Get Started for Free”.