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Who are SLL Capital?
SLL Capital are a Debt Collection company with a company number of 02410955. They are registered by the FCA to collect debts throughout the UK.
If you have received a letter of a card from this debt collector, contact us immediately for independent, confidential and free debt advice. We will explore all of your options, with the aim of stopping this debt collector from being able to take any further action. But you must act quickly! Our advice is 100% free, we aim to help you as quickly and efficiently as possible.
Let’s find out more about SLL Capital and how they work…
Will SLL Capital come to my house to collect debts?
SLL Capital may have appointed field agents to make home visits to discuss the alleged debt. These visits can be very distressing not only for the person who is the named debtor, but for the entire family. These methods can have a detrimental effect to your mental and physical health, and to the people around you.
These are all very common tactics which SLL Capital use to get in touch with the people who owe them money. Without appointing a debt company to represent you, this may continue.
As a long-established independent debt website, we have a vast experience of dealing with creditors such as SLL Capital. We understand the tactics that they use, and we can work with you to get them to stop.
How will SLL Capital chase me if I don’t pay?
Creditors such as SLL Capital use computer systems (often known as customer relationship management systems) to keep on top of their debtors. They often follow a debt process which will make them the most profit. These methods are often seen as aggressive and you may have seen documentaries and news articles criticising the heavy-handed nature of debt collectors and bailiffs. Although the Government have come some way to reduce their powers, the main tactic continues: intimidation.
The first point of contact which SLL Capital may use will be an introductory phone call and letter. This is to set out their pre-action protocol. You will usually receive (in writing) a letter explaining the total amount of debt owed, any charges/penalties which may have been accrued and a tight deadline for you to repay the debt in full. The letter will usually mention what steps will happen if you do not pay the debt in full. These steps are usually:
- A home visit
- A county court judgement (CCJ), issued by SLL Capital if you fail to repay the debt within this tight deadline
- A threat of bankruptcy (usually if the debt is over £750)
Letters like this are very standard with every credit provider and not just SLL Capital. It is important to not take these letters personally. There is help at hand, but you should act quickly.
If you have been contacted by SLL Capital, contact us immediately and we will try to deal with them on your behalf.
What rights do SLL Capital have?
Any company which chases customers for outstanding debts have to follow a very strict code of conduct. In our opinion, this still needs to be tightened up as it seems to rely on intimidation. This is usually demonstrated by the field agents who visit your home. The field agents are usually male, large in stature and they try to command authority with their tone of voice and actions.
But in reality, companies such as SLL Capital are only interested in collecting as much money back in debts as they can. The welfare of the debtors is usually the last thing on their mind.
If you are worried about SLL Capital, you should contact us immediately by calling the number on top of this page, or by clicking “Get Started for Free”