Debt Arrangement Scheme
If you’re a England resident looking for help with debts, a Debt Arrangement Scheme (DAS) may be the solution for you. With a DAS, you can freeze interest and spread the cost of repayments over a longer period, making it affordable for you. Get in touch today.
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What is a Debt Arrangement Scheme (DAS)?
A Debt Arrangement Scheme (DAS) is a government-run debt management tool for Scottish residents, that allows you to repay your debts through a debt payment programme (DPP).
Similar to a debt management plan, a DPP in Scotland allows you to pay off your debts in full over a reasonable period of time. All interest, fees and charges on the debt will be frozen. You’ll also be protected from any legal action by your creditors to recover what you owe them.
Please be aware that lenders are not obliged to accept less than contractual, payments or to freeze interest and charges. This may result in an increase in the total, amount repayable and may affect your credit rating.