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Trust Deeds

Trust Deeds are legally binding arrangements in Scotland, where you make reduced payments for a period of 4 years. If you live in England, Wales, or Northern Ireland, you may be eligible for an IVA. Complete the form to see if you are eligible.

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Simply complete the form to see if you qualify for any of the available debt solutions.


A friendly & experienced advisor from Mop My Debt will contact you to discuss your circumstances.

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They will explain all your options, so that you can decide which solution works best for you!

What Options Are Out Here?

Trust Deeds

A Protected Trust Deed Scotland, is a legal arrangement between you and your creditors, which gives you protection from creditors taking action against you to recover debts. (This is only available to Scottish Residents)

Once a Trust Deed has been established and is protected, creditors cannot add contractual interest or charges to any of your outstanding debt.

When putting a Trust Deed in place certain, restrictions to your expenditure may be applied.

This means that at the end of the 4 year arrangement if you have made all your payments then any remaining debt on your account is written off allowing you to start fresh.

Please be aware that in Protected Trust Deed Scotland, lenders are not obliged to accept less than contractual, payments or to freeze interest and charges. This may result in an increase in the total, amount repayable and may affect your credit rating.

Pros & Cons for a Protected Trust Deed

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